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What type of cover do you need?

A policy for a one off trip that starts and ends in the UK, up to 94 days depending upon your age.
A 12 month policy that allows you to travel on multiple occasions up to 62 days per trip depending on the cover level chosen.
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You are covered for up to 94 days.

Annual multi-trip cover is for trips of 31 days (Bronze cover), 45 days (Silver cover), 62 days (Gold cover) or less per trip.

Important: Cover is not provided for travel to a country, specific area or event which the Travel Advice Unit of the Foreign and Commonwealth Office www.gov.uk/foreign-travel-advice has advised against all travel or all but essential travel.

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You will not be covered if you travel outside the area you have chosen as shown on your policy schedule, unless it is a short stay of up to 48 hours during your journey or a stopover where you are scheduled to officially remain in transit.

Single trip

For Single trips please note that you can select most countries of the world including: the UK, Channel Islands and Isle of Man as separate destinations. Formentera, Majorca, Minorca and Ibiza are part of the Balearics. El Hierro, Fuerteventura, La Gomera, Gran Canaria, La Palma, Lanzarote and Tenerife are part of the Canary Islands.

You will not be covered if you travel outside the area you have chosen as shown on your policy schedule, unless it is a short stay of up to 48 hours during your journey or a stopover where you are scheduled to officially remain in transit.

Annual multi trip

including UK includes: the UK, Channel Islands, Isle of Man, Republic of Ireland, Continental Europe including Belarus, Estonia, Georgia, Latvia, Lithuania, Moldova, Russia, Switzerland, Turkey and Ukraine. Islands included in Europe include: the Azores, the Balearic Islands, the Canary Islands, Cyprus, Madeira, Malta, Madeira and Iceland.

(excluding USA, Canada and the Caribbean)

Worldwide excludes United States of America, Canada and all islands in the Caribbean Sea including the Bahamas.

Worldwide (including USA, Canada and the Caribbean)

Any Worldwide country."

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Winter Sports

This optional extra provides cover for winter sports and equipment. Please refer to the policy wording for a full list of activities covered and terms and conditions

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Just me

One person who is 18 years of age or over.

Couple

Two adults who have been permanently living together at the same address for more than six months.

Family

Two adults that live together and up to six of their children (including foster children, adopted children and grandchildren) aged 17 and under, if in full time education or living with the two adults. Each adult can travel independently; however, all insured children must travel with at least one of the insured adults.

Group

Between 2 and 10 individuals travelling together

It is important that you take the time to read the eligibility conditions before progressing. Unfortunately if you don’t meet the eligibility conditions, your policy may not be valid and we may not pay a claim.